Wednesday, January 27, 2010

digest for Creditors-in-commerce 01-27-2010


  • Newbie needs advice [1 Update]
  • WARNING WARNING!! [7 Updates]
  • UNSUBSCRIBE PLZ [1 Update]
  • answers appreciated [1 Update]
  • Credit Union A4V [2 Updates]
  • Neg. Averment [2 Updates]
  • Neg Averment [2 Updates]
  • Winston Shrout In London [1 Update]
  • 21st Century Trolls.../ Re: Credit union A4V [1 Update]
  • 2005 Notice of Deficiency - Waiver IRS - help [3 Updates]
  • Credit union A4V [1 Update]
  • unsubscribe, unsubscribe, unsubscribe unsubscribe, aka remove me from mailing list. [1 Update]
  • Can Anyone Comment on the Feb 2009 1099 OID IRS Bulletin Notice [1 Update]
  • FW: BEWARE FALSE PROPHETS, Mathew 7:15 -- WATCH OUT FOR THE BOGUS 1099 OID & PETE HENDRICKSON REFUND SCAMS!!!! [1 Update]
    creditor girl Lisa Jan 27 04:30PM -0800 ^

    Hi and thanks to everyone who participated here,especially Tim,Scott,
    Salvinorin and Jon.Thanks to the defense team : Colin, Robert, Max..
    Thanks Max for starting the defense.
    Fathom you had a few good things to say too.
    James and Angelic it sounds like you need to understand more of what
    it means to be a creditor as Colin has reminded us. Creditors ask
    questions and debtors blame and accuse.
    As for me what I say is testimony to who I am. Those who bear much
    fruit are how you will know them.
    Does anybody know of a website that helps people to do these processes
    with more of a 1,2,3 step approach? I thought I came across one af ew
    months ago that charged 50.00 to join.

    Creditor Girl

    Creditwrench Jan 27 11:27AM -0800 ^

    Be that as it may, if anyone has a right to gripe I am that person.
    Max has posted my private information here without my permission. It
    wouldn't be so bad if it had the right information but it don't.

    I'm not going to post the correct information because I'm not here to
    spam. If somebody wants to look me up it isn't hard to do at all. That
    blog obviously isn't the place to find it however.

    All the information from this group is not being put on that blog. I
    checked it out extensively this morning and one thing I noticed is
    that several unsubscribe requests have been posted over the last
    several days and none of them show up. So whoever is doing it is
    obviously editing out at least some posts. If the blogger, whomever
    that may be is editing the posts in some way then whatever is posted
    be it good, bad or ugly would be protected speech under the 1st
    amendment to the Constitution.

    The only recourse one might have against that individual might be if
    is posted is libelous of persons in the forum or making libelous
    statements about the forum in general. That does not seem to be the
    case in this instance.

    Even finding out who is doing that would be a very costly process even
    if you could prove that it was being done with malicious intent. It
    would be necessary to file a lawsuit against Google to make them
    reveal who the author is and it would be an absolute requirement that
    what is posted is libelous in nature. Then once it was learned who the
    author really is it would be necessary to file a second federal case
    against that person and prove malicious intent. The process could cost
    thousands of dollars in attorney fees and court costs because Google
    would fight you all the way just for starters. Next you would have to
    prove in the second case that the material that was posted was
    libelous and that untrue statements were made by the author and that
    no first amendment rights were involved. You would also have to prove
    that the statements were false and designed to harm someone's
    reputation.

    Sue Google and they would shut this forum down tighter than a drum
    just for revenge.
    Of course that would also stop the blogger because s/he would then
    have nothing new to post on it.

    I've had lots of experience with that kind of stuff because debt
    collectors put up blogs and postings in forums libeling me greatly. I
    even had one of them publicly threaten to kill me. Said he was going
    to come to my house and shoot me down like a dog. Said it in a public
    forum. Of course he never did anything of the kind and I knew he
    wouldn't because if he did the evidence of his intentions would be
    there for everybody including the law to see.

    We can all complain bitterly to our hearts content but until such a
    time as someone is willing to spend thousands upon thousands of
    dollars and waste an awful lot of time in court I don't see there is
    much anybody can do about it except see to it that they don't post
    anything that is derogatory of another group member.

    In otherwords, don't post any personal information about yourself that
    you don't want posted anywhere else, don't post any derogatory or
    defamatory statements about others, be nice and follow the forum rules
    and you shouldn't have much to worry about.








    Max Kuzkin Jan 27 02:03PM -0800 ^

    To subscribe to the blog it goes through creditwrench which has Billie
    Bauer's name all over it.

    Whomever is doing this is not by all means belittling, however those posts
    cam from a private protected email that is not open to the public. and is
    for
    > > the sole use of the intended recipient and contains privileged and/or
    > > confidential information.

    This has been a violation of my private property.

    For anyone to take someone else private property has no moral rights as far
    as I am concerned. I am appalled at this persons actions....

    The first amendment does not protect against stealing part or whole of
    someones private privileged property...

    Not to mention it has persons phone numbers on the blog as well that I am
    sure the persons did not plan on their phone number being publicized.

    "Ryun S." Jan 27 02:11PM -0800 ^

    i will take care of it..
    thank you for the heads up..

    peace, ryun


    Max Kuzkin Jan 27 02:17PM -0800 ^

    Thank you very much Ryun. Truly I mean that "Thank you"

    Zuwarah Jan 27 02:21PM -0800 ^

    it's true. i just found a topic i created. it definitely seems like a
    violation. given your attempt, i'm not sure what can be done about it.

    "Jeff Brown" Jan 27 06:05PM -0500 ^

    Max and Group,

    I agree with Max’s concerns over whoever is copying content from this forum.
    Moderator or owner of CIC forum…PLEASE do something as the process of
    copying content seems to be an invasion of privacy…I’m not at all happy with
    the fact that our stuff is going out all over the internet…Not that I have
    anything to hide, it is the principle of it all!!
    Jeff

    On Behalf Of Max Kuzkin
    Sent: Wednesday, January 27, 2010 2:36 AM
    To: Creditors in Commerce; Colin
    Subject: [creditors-in-commerce] WARNING WARNING!!

    Warning to all who posts in CIC!

    Just found this... The man who runs CREDITWRENCH.COM

    Bauer, Billie
    bbauer1@netzero.net
    2409 S.W. 24th St
    Oklahoma City, Oklahoma 73108
    United States
    405-616-7901

    ...has been running everything that goes on through CIC group through a blog
    http://creditors-in-commerce.blogspot.com

    Persons phone numbers and probably everything you've ever posted here was
    also posted on that blog.

    I do not know if he is doing this manually or has an automatic setting some
    how, nor do I know if he has the moderators permissions. But he does not
    have MY PERMISSION for such act(s)!!

    He is also violation this notice \/\/\/\/\/\/\/ (down there) infact he edits
    it!! He leaves the "Public Notice" on it and removes the rest!

    p.s. I tried to send it to the moderators, but I had a hard time finding who
    they are from the CIC group page.

    Creditwrench Jan 27 04:24PM -0800 ^

    Hate to burst your bubble there Max but as you said, to subscribe to
    the blog it goes through creditwrench which has my name all over it.
    I went hunting for that subscribe button you were talking about and it
    does not actually subscribe to my web site or this one directly. It
    actually goes through feedburner which is owned by google who also
    owns google groups.

    Now then, this is the part that burst your bubble. Anybody can grab an
    RSS feed and run it through Yahoo pipes. They can grab as many RSS
    feeds as they like, 50, 100, 200, 500 feeds and run them through Yahoo
    pipes all at the same time which they can then take the new single
    feed from Yahoo pipes and run it through feedburner and then filter
    out whatever they don't want to display then feed it to one or more
    widgets and turn the blog over to the widgets.

    In your anger you missed the key to the whole thing. The key lies in
    the fact that the two feeds are different, one in the sidebar and one
    in the main part plus the google advertisements. The ads are the real
    key to the whole thing. The person who is doing that probably has
    hundreds of such blogs all over the internet. They also may have that
    many domain names and web sites, all inter linked according to a
    pattern. Google reads what is published on the web pages or blogs and
    the automatically places what it thinks are appropriate ads likely to
    attract the attention of surfers who have searched for some word or
    phrase on one of those blogs or web pages and then serves them up the
    web page having the appropriate ads. People make lots of money doing
    that. They might easily be in Russia or China or India or Africa or
    wherever. Anyplace in the world. Some people report making as much as
    $20,000 a month doing what you see on that blog. And it is all
    animated with little or no work involved whatever once the whole thing
    is set up and running.

    Whoever it is that has that blog couldn't care less what is said here
    or in the sidebar.
    All they care about is that you keep on talking about something so
    they get lots of content that is always changing. Content and change
    is what it is all about. Google loves content and links to other blogs
    and web pages. That's how they make their billions of dollars, selling
    advertising space to companies who want to advertise.

    The fact that they chose me to pick on for content makes me happy as a
    boll wevil in tall cotton because I don't have to spam. You are doing
    it for me. (LOL)

Topic: answers appreciated
    uniquelyabnormalJim Jan 27 04:19PM -0800 ^

    How do I find out if my state is a mortgage state or a deed of trust
    state? Same with judicial vs. nonjudicial Also does anyone know to
    get the passwords in Doug Riddle's My Private Audio link. Thank you

Topic: Credit Union A4V
    Frederick J Fox Jan 27 12:21PM -0800 ^

    Jeff,

    I was wondering, and I might give this a try with my next bill I received. Send it to the IRS as Doug suggest buy keeping the wording on the statement the same but on the voucher, money order, you pay it to: the company name, to see if the IRS will send the strawman funds to the company.
    I'm going to try it this way, if it works I'll let others know.

    --- On Wed, 1/27/10, Jeff Brown wrote:


    From: Jeff Brown
    Subject: RE: [creditors-in-commerce] Credit union A4V
    To: "'Frederick J Fox'" ,
    Date: Wednesday, January 27, 2010, 8:09 AM

    Hello All,

    Although Doug’s method of sending to the IRS has been successful, Winston Shrout and others teach you to send your A4V’s to the actual company for which the debt is owed. This is not to say that either way may or may not work for any one person…I know Winston Shrout teaches the method of sending A4V’s to the company because I bought his three A4V videos and have studied them. I have also been studying some Tim Turner stuff and he has a entirely different “redemption” process other than an A4V, per say…

    Anyway, hope this helps anyone for clarification.

    Jeff

    "Jeff Brown" Jan 27 06:28PM -0500 ^

    I tried that last September on about 9-10 bills - None of those have worked
    thus far, using that method.I am redoing them and making all them payable to
    the United States Treasury, like Doug does. Just my thoughts : )

    Jeff

    Subject: [creditors-in-commerce] Credit Union A4V

    Jeff,

    I was wondering, and I might give this a try with my next bill I received.
    Send it to the IRS as Doug suggest buy keeping the wording on the statement
    the same but on the voucher, money order, you pay it to: the company name,
    to see if the IRS will send the strawman funds to the company.

    I'm going to try it this way, if it works I'll let others know.

    --- On Wed, 1/27/10, Jeff Brown wrote:

    From: Jeff Brown
    Subject: RE: [creditors-in-commerce] Credit union A4V
    To: "'Frederick J Fox'" ,
    creditors-in-commerce@googlegroups.com
    Date: Wednesday, January 27, 2010, 8:09 AM

    Hello All,

    Although Doug's method of sending to the IRS has been successful, Winston
    Shrout and others teach you to send your A4V's to the actual company for
    which the debt is owed. This is not to say that either way may or may not
    work for any one person.I know Winston Shrout teaches the method of sending
    A4V's to the company because I bought his three A4V videos and have studied
    them. I have also been studying some Tim Turner stuff and he has a entirely
    different "redemption" process other than an A4V, per say.

    Anyway, hope this helps anyone for clarification.

    Jeff

Topic: Neg. Averment
    MaverickGreyArea Jan 27 01:16PM -0800 ^

    I am having trouble preparing a counter claim in a Neg. Averment.

    I am unsure of how to list the criminal actions and be sure that they
    are equatable to my civil damages that I am countering with.

    Tim Turner uses 1 million in is work book, I am not sure if I would be
    in dishonor if I used a arbitrary number based off of my feelings of
    fairness.

    any ideas how I can calculate my damages?

    "Stephen-Edward: Dismang" Jan 27 05:58PM -0500 ^

    Are you a Secured Party Creditor? Do you have a perfected lien in place? I
    would not use Neg. Averment until I was the Secured Party, 1st in-line 1st
    in-time

    A counter claim, well what does your filed fee schedule say?


Topic: Neg Averment
    "Dave Mack" Jan 27 04:28PM -0600 ^

    Tim Turner has a guideline of 1M per counterclaim in his templates but you need to keep your mind on ONE thing more than anything else. It is YOUR document and you make the claim that YOU feel is appropriate for YOU in your case. If that is $50 then so be it, but if you have been damaged to a greater extent YOU make the determination of how much you have been damaged and use that as your guideline in doing your counterclaim. Always keep in mind that it is YOUR document and YOUR claim. Own it!!

    Dave

    "Stephen-Edward: Dismang" Jan 27 05:50PM -0500 ^

    Dave, hey man, you may know this but the reason why Tim does a 1M
    lien/maritime lien is for the insurance company, that carries the
    underwriting for that AGENT'S Bond. You must make them fear, the loss of
    work. Once they can no longer get bonded, they can no longer work. they will
    ignore $50FRN(s) because it is no threat to their livelihood. I would also
    add this is war-like & not the, Creditor's way of forgiveness.
Topic: Winston Shrout In London
Topic: 21st Century Trolls.../ Re: Credit union A4V
    mokker Jan 27 01:47PM -0800 ^

    In this time/age, does there not exist the fairly real possibility
    that Trolls have become automated?

    Is it not possible that, once a target of interest (oh, let's say
    CIC...) is selected, that a syntax deficient algorithmic program is
    set upon that target in order to delay/divert that target's
    initiatives, all the while learning in the process?

    Is it possible that just interacting with such an entity could be your
    complicit act of helping it to learn?

    Just some thoughts here people; if, within modern day stock and
    commodity trading houses there currently exist algorithms capable of
    tracking, learning and predicting human trading trends, then could
    there not also exist a similar program (from a source with a much
    larger budget) capable of doing something somewhat similar within
    topic specific forums?

    It is my belief that the more energy you give to those forces that
    would seek to misguide you, the more you will be opening yourself up
    to being misguided, whether the above possibilities are true or not.

    Peace,
    Mark

Topic: 2005 Notice of Deficiency - Waiver IRS - help
    Jade Jan 27 12:56PM -0800 ^

    Hi -

    I received two letters from the IRS last month. Letter number with a
    Form 5564 attached.

    I'm being asked to file 2005 taxes along with the attached letter.
    They say we owe $18,790 + $4,500 in penalties. I also received another
    one for 2006 - this one stating we owe $20,921.00, with $4,000 in
    penalties.

    They said I need to file a petition with the tax court within 90 days
    to file the tax return. But, then in the letter, they said the last
    day to file was December 21, 2009.

    My husband and I were out of work for over 8 months and had both our
    cars repo'd this year, so this comes at a pretty hard time for us.

    I really want to clear matters up with the IRS. I've listened to 4 of
    the temple audios, but it sounds like we have ran out of time - so I'm
    hoping someone on the group can point me into the right direction to
    deal with this in the most expedient way possible. I'm continuing to
    listen to the audios but I am hoping someone can help me with ideas
    pertaining to our specific situation.

    No businesses related, this is a personal income tax return - joint
    filing. I am wondering if we can file the 1040 then A4V the taxes owed
    without a4ving the birth certificates?

    Isis Truong Jan 27 01:28PM -0800 ^

    John, Thank you very much for your input. I really greatly appreciate it.

    Namaste

    Isis
    --
    Isis J. Truong

    Young Living Independent Distributor

    408-832-7578

    Jade Jan 27 01:37PM -0800 ^

    One more question. For 2005 tax year, is it too late to file 1099s -
    or should I do just a straight tax return?

    Thank you.

Topic: Credit union A4V
    james darby Jan 27 01:35PM -0800 ^

    i got winstons dvds and he says everything goes to the treasury

    --- On Wed, 1/27/10, Jeff Brown wrote:


    From: Jeff Brown
    Subject: RE: [creditors-in-commerce] Credit union A4V
    To: "'Frederick J Fox'" ,
    Date: Wednesday, January 27, 2010, 11:09 AM

    Hello All,

    Although Doug’s method of sending to the IRS has been successful, Winston Shrout and others teach you to send your A4V’s to the actual company for which the debt is owed. This is not to say that either way may or may not work for any one person…I know Winston Shrout teaches the method of sending A4V’s to the company because I bought his three A4V videos and have studied them. I have also been studying some Tim Turner stuff and he has a entirely different “redemption” process other than an A4V, per say…

    Anyway, hope this helps anyone for clarification.

    Jeff

    From: creditors-in-commerce@googlegroups.com [mailto:creditors-in-commerce@googlegroups.com] On Behalf Of Frederick J Fox

    Subject: Credit union A4V

    Scott,

    I have never heard Doug say to address the Voucher to any place other the the Treasury. Could you please tell us where did you hear this or read it? I have listen to most of his Talk Shoe programs and I haven't.

    "Scott R. Martin"

    Mikey,

    At Doug Riddle's website: http://catsa4v.homestead.com/
    password: methis (as in Riddle me this)

    You will find that Doug is suggesting simply send the presentment and payment voucher to IRS.
    He has also made this statement on the Talkshoe recordings. From the work posted at Riddle's
    website you would:

    1. A4V the Statement, Deposit to United States Treasury -and-

    2. Make the payment voucher a Money Order, Pay To: ------- Credit Union

    If you are in verbal communications and on good terms with the Credit Union, how about following
    Doug's suggestion and then check back with the Credit Union contact and you could both learn how
    things are done behind the mirrors ?

Topic: Can Anyone Comment on the Feb 2009 1099 OID IRS Bulletin Notice
    Jade Jan 27 11:45AM -0800 ^

    Form 1099-OID, Original Issue Discount, Refund Scheme

    NOTE: This headliner is current through the publication date. Since
    changes may have occurred, no guarantees are made concerning the
    technical accuracy after the publication date.

    Headliner Volume 260
    February 19, 2009

    The Internal Revenue Service cautions tax professionals to be aware of
    a refund scheme that has resurfaced in recent months.

    The scheme, based on false withholding credits, involves the filing of
    frivolous returns and claims that may contain:

    * Form 1099-OID, Original Issue Discount (PDF);
    * Any type of Form 1099, U.S. Information Return;
    * Form 2439, Notice to Shareholder of Undistributed Long-Term
    Capital Gains (PDF); or,
    * Other bogus financing instruments such as bonded promissory
    notes to make a false withholding claim.

    Original issue discount is normally treated like the payment of
    interest. Any party issuing a financial instrument with original issue
    discount must issue an information return or Form 1099-OID. For more
    information on the correct use of Form 1099-OID refer to Publication
    1212, Guide to Original Issue Discount (OID) Instruments (PDF) and
    Publication 550, Investment Income and Expenses (PDF).

    Characteristics of false withholding claims may include:

    * Withholding reported on any Form 1099 that is equal to or
    greater than the income reported on Form 1040EZ, 1040A or 1040;
    * Withholding reported on any series Form 1040 tax return that is
    equal to or greater than the “interest income” or “other income” lines
    on the return;
    * Taxable income (before net operating loss or special deduction)
    on Line 28 of Form 1120 that is of an equal amount to a backup
    withholding credit on Line 32g;
    * Excessive amounts claimed on Form 1041, U.S. Income Tax Return
    for Estates and Trusts, under “other payments,” line 24f, and/or on
    Form 2439, Notice to Shareholder of Undistributed Long-Term Capital
    Gains, attached to Form 1041;
    * Returns with unrealistically high withholding amounts, such as a
    Form 1099 withholding amount that is 33 percent or more of the
    reported income; or,
    * Lack of information return documents to support the withholding
    credit.

    The IRS has successfully stopped the payout of many refunds under the
    1099-OID Refund Scheme program from taxpayers filing both paper and
    electronic tax returns. However, tax returns containing frivolous
    information are subject to a $5,000 civil penalty imposed by Internal
    Revenue Code § 6702(a).

    The IRS urges tax professionals who question the legitimacy of a
    withholding credit to confirm with the taxpayer that the reported
    withholding was actually paid by a legitimate source.

    Any incident of a taxpayer seeking a refund or promoting a scheme
    based on false withholding credits should be reported to the IRS using
    Form 3949-A, Information Referral (PDF) following the instructions on
    how to report suspected tax fraud activity.


    http://www.irs.gov/businesses/small/article/0,,id=204500,00.html

    I am a new CIC member, still working through the audio training, when
    I came across this.

    I'm looking at 1099 OID as a remedy for a huge tax debt we've incurred
    - due to some poor tax advice a few years back. I haven't filed in 3
    years and just been sent a certified letter from the IRS regarding our
    tax debt.

    I thought this one statement was particularly interesting: *
    Returns with unrealistically high withholding amounts, such as a Form
    1099 withholding amount that is 33 percent or more of the reported
    income;

    Can anyone comment on this or help me to understand how CIC is not
    using 1099 OID frivolously (according to IRS)? Has anyone successfully
    offset their tax deficit using 1099 OID and 1099 A? If so, it would be
    very helpful if you would relay your experiences for others on the
    group so we can all learn from your approach...

    Namaste and thank you

    Isis

Topic: FW: BEWARE FALSE PROPHETS, Mathew 7:15 -- WATCH OUT FOR THE BOGUS 1099 OID & PETE HENDRICKSON REFUND SCAMS!!!!
    Fathom Worldwide Jan 27 12:35PM -0700 ^

    I have two wins using cracking the code years ago. One credit card case the
    just disappeared the other a right to travel with case dismissed.

    I have several wins with Tim Turner. Most just debt collectors before court
    who talk big then run when they get hit with the paperwork early. I have
    another win or case disappearance on a loan of 150K for a relative with his
    paperwork and others. I am working on another one currently.

    As far as the AFV's and OID's I don't have any proof yet that that works. If
    you understand the banking system this makes sense as well.

    Why are you trying to scare everyone? Are you trying to say the corporations
    and the alphabet agencies are legit?

    I am not advocating anyone here it just seems if you know who you are in
    court things seem to go your way. Never had an alphabet agency case but I
    believe if you talk to them you can probably avoid that.

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